Header for Ability Mission

Accident Disabled And Wheelchair Bound Michael Seeks Bill Paying Disability Grants

by Michael Caldwell
(Arden, North Carolina, USA)

I'm Michael Joseph Caldwell, a 66-year-old man born October 19, 1950 in Morganton, North Carolina. I lived there until the age of 20. The main industry was furniture factories at that time.

Disability Grants To Help Accident Disabled Michael Pay Bills
Disability Grants To Help Accident Disabled Michael Pay Bills

All my life I had thought of moving to a larger town, where job opportunities would be more, and the wages would be higher.

At age 20, I moved to Asheville North Carolina 65 miles west of Morganton.

I got a job at a container factory owned by Gerber. I was hired as an electrician's helper. I entered electrical engineering school that same night of the day that I got the job.

After I'd been working at Gerber for approximately 11 years, Rockwell International built a factory close by. I applied and got a job at Rockwell. I was placed in a department that required the highest skilled electricians.

I was able to get this department up and running two months ahead off schedule. This earned me a position as maintenance supervisor, and in charge of all maintenance personnel.

Since my early 20s, my hobbies have been flying Airplanes and Hang Gliders.

Disability Issues

One Saturday I went Hang Gliding, after a wonderful two-hour flight, when I went in for a landing, my right wing clipped a tree limb upon approach.

This caused me to fall to the ground and I broke my neck. It left me paralyzed from the chest down.

Now at 36 years old, not only was I wheelchair bound, but I also lost the use of my fingers, which meant I could no longer work as an electrician.

Lucky enough I had great health and life insurance, but my wife and two daughters (ages 10 and 11 years old) had to survive on a substantially less income.

Financial Hardship

For 30 years, somehow or another, we were able to make ends meet. However, when I became age 65, all benefits from the company stopped. I no longer had my health and life insurance and I no longer received a $1400 a month supplemental check.

This left me with only a $1600 a month Social Security check to live off of. Out of the $1600 a month, after paying for my health and life insurance, plus all my utilities, there isn't any money left.

Over the last year my savings has run out, which has left me borrowing from family members, other friends that I have, and considering borrowing money against the home that I own just to have some cash to live off of.

Income Efforts

I have tried hundreds of work-from-home offers, which have all turned out to be a gimmick. I would send them a certain amount of money for a application.

Once I completed the application and sent it in to them, they would send me a list of jobs that are available.

Each job on the list would require me to fill out an application, then send a payment in with the application. After the application was checked out, I would then get a letter back stating that I did not qualify for the job.

I designed a Electric Legbag Emptier, this unit would allow a person in a wheelchair to empty urine from their leg bag with the flip of a switch. The sale of this unit required so many regulations, that the unit was not worth selling.

I wrote a 10,000-word book on my life; however, the editing and the publishing was so expensive that I can't afford to publish it.

Specific Needs

When I turned age 65, all of my company benefits stopped, then I quickly used up my savings. So right now what I need is some type of benefits or grants that will help me pay my bills.

Comments for Accident Disabled And Wheelchair Bound Michael Seeks Bill Paying Disability Grants

Average Rating starstarstarstarstar

Click here to add your own comments

Apr 09, 2017
Rating
starstarstarstarstar
Michael
by: Michael Caldwell

Thanks very much for publishing my story.

Mar 31, 2017
Rating
starstarstarstarstar
The Workbook is key
by: Don from Ability Mission

Hello Michael,

Congrats on getting your story published! In doing so, you've acquired valuable hands-on experience in responding to precise instructions, the very kind that you will encounter when applying for help of any kind.

You've now earned the right to access the Workbook, which shows you how to use your story as a springboard to getting the help you need.

Cheers!
Don Coggan

Click here to add your own comments

Return to US North Carolina.