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Accident Disabled Army Veteran Seeks Credit Card Debt Relief Solutions

by Jerome Hewitt
(Houston, Texas, USA)

I am the 55-year-old husband of a beautiful woman named Wanda. We have both been divorced once prior to our 16 years of marriage together.

Combined, we have three daughters 35, 33 and 23 and two sons 27 and 24. We also have eight grandchildren ranging in age from 14 years to three months.

I served in the US Army from November 29, 1977 through March 12, 1984 as a Gun Chief. I was awarded a good conduct medal/non commission office/presidential unit citation/top secret clearance honorable discharge.


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Disability Issues

Prior to my joining the military I was injured while playing football for my high school. I was hospitalized for a broken right collarbone.

During my tour of duty I was involved in a car accident. It was a head-on collision while I was en route back to my unit. I was hospitalized and released back to my unit for follow up treatments for a broken right ankle.

After my tour of duty in the military I was injured in a one-car accident. I suffered from a crushed right forearm. I was hospitalized for three days to get fixed with pins, screws and bolts.

I have post traumatic joint disease/osteoarthritis/degenerative joint disease in both knees, and post traumatic joint disease/thoracolumbar osteoarthritis in the L4 and L5 area of the spine.

At the present I am suffering with multiple injuries. As a result, I cannot work.

Financial Hardship

Due to my injuries I was medically retired from employment and terminated from Chapter 31 VA benefits for school attendance.

Prior to my health declining, I obtained my 501(c)(3) nonprofit organization status. I got a VA loan to purchase a $137,000 home. It ended in foreclosure.

Our rental property was used for Section 8 families with low income. We developed a homeless shelter for veterans who suffer from alcohol and drug abuse issues.

My health declining and my board dissolving left me with all the bills, credit card debts, loans unpaid and my family suffering from this massive debt.

My wife suffers from an on-the-job injury that resulted in having two disc removed from her spine. She is now unable to continue employment.

Income Efforts

At the present I am receiving VA Disability Benefits, SSD, and medical retirement from my employer. My wife gets SSD and retirement from her employer.

In the community we are participating in food fair distribution programs to make ends meet.

Our Church has been very helpful.

Specific Needs

I am seeking assistance to consolidate my credit card debts and to pay back individuals who have assisted me in my nonprofit endeavor.

I would also like help with my personal credit card debt management in an effort to safely prepare our grandkids future: education, life skills and proper nutrition.

I have exhausted all of my family's income in giving back to our community and assisting my family as well as homeless indigent victims.

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Jan 20, 2014
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Help for disabled veterans made my life simple again!
by: Jerome Hewitt

My family and friends searched many sites looking for a simple format to assist disabled veterans who are unable to work due to multiple injuries. Finally we came across the Best Site in the World. Our prayers had been answered. Thank you so much Ability Mission for your support.

Jan 19, 2014
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Try contacting Office of Aging
by: Sue

Try contacting the Department of Aging in your state. You can start with the federal Administration on Aging (http://www.aoa.gov/). Try also a Foster Grandparent Program. Look for a stipend program plus transportation reimbursement. Say that you might be interested in earning $300 a month in a volunteer program helping out students in a local elementary school, if you're able to get out.

I know it is hard with your injuries. I have a disability and neck and back injuries suffered in two car accidents and still am able to get out and volunteer 23 hours a week as the job isn't that physical. Both are federal programs all over the USA so check what is available in your county.

There are CCCS counseling services out there for your credit problems or your church might have someone that could help you with this. I too have had problems in this area. I went bankrupt in 2001 and lost a house to foreclosure in 2006.

Say your prayers every day as God will help you the most with all of your life's problems. Good Luck and I will say a prayer for you and your family.

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