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Disability Benefits Needed For Accident Disabled Trucker To Reset His Life

by David List
(Florence, KY, USA)

I am a 55-year-old divorced male with one biological child and one that I have raised since he was two years old.

I put myself through school. I have never served in the military.

I started my own business in 1991 investing in real estate. When the housing bubble burst it hit very hard on my financial situation. I took a second job locally hauling steel to make ends meet.


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Disability Issues

I was working at my second job hauling steel. I had made my delivery and was on my way back to the terminal to end my day. I was driving on the expressway and into a construction zone where traffic had slowed to about 30 miles per hour and eventually to a stop.

I was hit from behind by another tractor-trailer, and from the police report they estimated the truck was traveling between 75 and 80 miles per hour with 40,000 pounds (20 tons) of cargo in the trailer plus the weight of the truck for a total estimated weight of 80,000 pounds or 40 tons.

I was knocked unconscious and remember very little after that. I have injuries to my lower back and neck, resulting in severe pain.

I have migraine headaches, blurred vision and ringing in my ears. The pain goes through my arm and my leg. My doctors say that I can be healed with the right treatment but time is not on my side. That was two and a half years ago.

Financial Hardship

Since it was a work-related injury, I filed a claim with Bureau Of Workers Compensation (BWC). The BWC has my medical conditions listed as strains and sprains and they will not change the codes, which will allow me to get further and better treatment for my true medical conditions.

But the bureau has stopped paying my medical bills and treatment because they are stating that that I have reached my Maximum Medical Improvement (MMI). This is despite what was reported by both my medical doctors and also the BWC's own medical doctors.

The BWC knows that if they change the codes it would cost them hundreds of thousands more. I am left with more hearings and appeals, and virtually no way to get the right treatment. I have no savings or retirement left and no credit. My credit score was 825 and now it's in the low 500s.

Income Efforts

I have applied for Social Security Disability.

I have been looking at many different avenues and ways to earn a living, including many different types of work-at-home opportunities, but they all seem to be scams.

Even if I wanted to work (which I do) who would hire me with my medical conditions and the medications I am on? I have no way to earn money at this time.

Family and friends have done all they can do financially.

To be very honest about all of this I just want to get the best medical treatment so I can get my life back.

Specific Needs

I would like to find grants or a way to get the best medical treatment possible.

I have lawyers working on this, but it takes time and money. I have very little time left before I have permanent nerve damage and no money left.

Business Idea

I would love to go back into the business I started in 1991 which is investing in real estate, which I was very good at.

I still have the company, which is an LLC, but I do not have finances to start again at this time.

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