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Disability Grant To Help MS Disabled Regina Pay IRS And Real Estate Taxes

by Regina Kennedy
(Philadelphia, Pennsylvania, USA)

Hello, my name is Regina Kennedy. I am a 46-year-old female living with my boyfriend. He is my first true love and I feel blessed to have reconnected with him seven years ago.

In 2013 we purchased our current home. Daily we give thanks for our home.

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Disability Issues

In the year 2000, I began experiencing 24/7 sadness and worthlessness.

My vision intermittently became cloudy and my perception of how high or low and how close or far things were to me became unreliable.

I was anxious and fearful of non-existing imminent danger and began to withdraw from friends, family and my hobbies.

I realized that my symptoms were similar to the multiple sclerosis symptoms my twin sister told me about before she was diagnosed in 1998.

After many tests, in 2001, I was diagnosed with multiple sclerosis. I continued to work and kept my diagnosis to myself.

Financial Hardship

In 2010, I was laid off from my job of 14 years. The severance pay and unemployment lasted until 2011.

In 2013, I zeroed out my 401K from working to buy our current home.

It is impossible for me to pay the yearly real estate taxes, $25,000 of IRS tax debt or to make monthly payments on my $8,000 student loan.

The remodeling loan for our home is $20,000. The Water Department is suing me in court because of the $2,500 bill left by previous tenants and my inability to pay.

Daily we pray to receive financial relief.

Income Efforts

In 2011, I began the process of filing for Social Security Income (SSI) and Social Security Disability Income (SSDI).

I have been denied these benefits from 2011 to current.

I enrolled in the Supplemental Nutrition Assistance Program (SNAP) for $194 monthly.

I received a monthly $200 cash benefit until 2014.

Specific Needs

Grant money will help to pay the Real Estate and IRS taxes.

I’d also like to get help with learning how to drive and purchasing a vehicle as well as the financial means required for maintaining a car in good running condition.

Remodeling assistance will help to weatherize my home.

Comments for Disability Grant To Help MS Disabled Regina Pay IRS And Real Estate Taxes

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Feb 01, 2016
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Update
by: Sheila

Hi Regina,

Just checking in on you. Have your MS symptoms gotten worse? Are you able to go to a doctor who specializes in patients needing that type care? Depression, I know, is a major part of it, but there are medications that can help. If you can't afford the medications, there are programs available to help. I'm sure you can find these in Don's workbook, but if you can't, let me know and I'll help if that's a problem.

Do you live rurally? I can't remember. But I know Rural Resources helps with weatherization of your home if you are of a certain income.

You mentioned IRS bills and home taxes. How are those going? I'm just thinking out loud here, but I know I would contact the IRS directly and let them know my situation, finances, health and whatever else is going on. They can't be as heartless as we stereotype them. Same with the property tax people.

It's really hard to think positive with your world is caving in around you. There are support groups. Force yourself to take baby steps to interact and reach out to people who are going through the same thing you are.

Many good wishes coming your way, Regina. I sure hope things have gotten better for you during this time.

Do continue to write in, keep us posted on your progress or even if you're having a bad day. You don't need to write much (like *I* do! LOL) but just a line or two. Or more......;0)

Very few clients here take the time to write in and let us know how they are doing so you are a special one we want to take under our wings.

Keep up those good thoughts. ban the bad ones before they get started.

Take care, gotta' run,

SheilaKay










Feb 01, 2016
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Scared all the time:(
by: Regina

Hello everyone,

It's been a while I've been in a continuous whirlwind swinging back n forth between you'll be fine to you are fast approaching unrecoverable failure. Still sinking financially I hope something gives soon.

Nov 03, 2015
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Staying positive!
by: Regina

Hello everyone,

I've been focusing on staying positive and mentally keeping my thoughts hopeful.

Because of this I feel happier. I just keep telling myself that things will get better.

Best regards,

Regina

Oct 05, 2015
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Positive Attitude
by: Regina

Hello everyone,

Today is a good day for me, I woke up feeling hopeful and ready to face the day:)

Best regards:)

Oct 04, 2015
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Positive Attitude
by: Regina

Thank you so much Lisa:) This is the exact mindset I strive to keep a hold of.

Oct 02, 2015
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Good luck, Regina
by: Lisa Schmidt

Regina, the only and best advice I can offer you is to NEVER GIVE UP. No matter how terrible your situation looks and feels, blessings await you. Your biggest chore is to look deep into yourself and discover the patience to wait for them to arrive. Sometimes, waiting is all you have to do but sometimes there are little "things" you have to do first, such as finding the grants and assistance programs that you are eligible for and applying for them.

It's a long tedious, often frustrating process but you'll find you have inner strength you never imagined when you call upon it. "Live strong" is a nice motto but I prefer "Never give up." I'm also a believer of Nike's "Just Do It." Best of luck to you in your quest for relief!

Oct 01, 2015
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Debts
by: Regina

Thanks SheilaKay,

I'll be sure to check out the helpful links everyone is sending me :)

Oct 01, 2015
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Debt Relief
by: Regina

Thanks Don,

I will be sure to read all about debt relief on the link you provided.


Oct 01, 2015
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Debt Relief
by: Don from Ability Mission

Regina,

Have you looked at all our debt relief resources here?
http://www.ability-mission.org/debt-relief-help.html

My best,
Don Coggan

Oct 01, 2015
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Debts
by: SheilaKay

Hi Regina,

And I thought I had debts! I am so sorry things have gotten so bad for you. Do you have medical insurance? You will sure need it for your MS. For free, you could check into a MS counseling group to help you relate to others and vent with them to make you feel better emotionally, especially when you are feeling so down.

I know it's only been a short while, but do try to get into Don's Workbook. He has a lot of great resources in there for the type of funding you need. Things take time, so the sooner you can get to them, the better.

I don't know your situation about why you haven't been able to get social security disability, but it wouldn't hurt for you to try through this free to you website:

Disability Digest
http://www.ability-mission.org/ddskp
(Click or copy and paste into your browser).

Don recommends this site in order for you to get Disability. They are the pros with it and help those who believe there is no chance to get it, and they do manage since they know the ins and outs about it.

Let us know how you're doing, Regina, especially when you get your finances taken care of through Ability Mission. We love to hear success stories!

Take care, and many blessings ~~
SheilaKay
Disability Possibilities Unlimited

Oct 01, 2015
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Grateful
by: Regina

Thanks you do much for publishing my story. I really appreciate this.

Oct 01, 2015
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The Workbook is the next step.
by: Don from Ability Mission

Hi Regina,

Congratulations on getting your story published. Your next step is to get the Workbook, which shows you how to use your story to get the help you need.

Best,
Don Coggan

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