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Disability Grants To Help Smart But Poor Bipolar Disabled Man Find Debt Relief

by James Marich
(Vale, Oregon, USA)

I am a 48-year-old male, living alone. I have no children, and have been celibate 99 months now, due to my Christian beliefs.


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Disability Issues

In 2003 I was diagnosed with bipolar disorder, and put on Social Security Disability. Since then I have acquired open angle glaucoma in both of my eyes.

I had one surgery on my hip in 2012, a neck surgery in 2013, with a piece of titanium and two screws. Soon I will have a full hip replacement.

Financial Hardship

I get Social Security; that check is $328. I am also on Social Security Disability, and that check is $413.

I went and received a title loan on my truck, to help with the overages, and still owe $990 to them.

What I make each month does not cover the bills. I am in debt to everyone, and don't know where to go next.

Income Efforts

I cannot work due to all the medication I am on. With my bipolar medication and pain management, I take 16 pills a day.

They wont even let me drive. All my rides come from medical transportation.

Specific Needs

I am seeking to find a grant to help with bills, and to pay off some if not all of my bad credit, and debt.

I am not a sob story. I have an IQ of 172. Even being smart does not help. I have a business name and checking account, but no working capital.

Business Idea

I make hand-made jewelry, earrings mostly. I can do anything I put my mind to do. I have so many ideas for invention, and working prototypes. But I don't have any working capital.

I am a smart man, but when you're poor you're poor, and nothing else in my life to date, can change that. God Bless You All.

Comments for Disability Grants To Help Smart But Poor Bipolar Disabled Man Find Debt Relief

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Oct 17, 2014
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A bit too strong
by: Someone in Pratt, KS

Although the intentions are good, this story comes on too strong. The boasting could come across to some as being conceited, and therefore a detriment to the help-seeking efforts. Religious preference and celibacy should have not been mentioned as they are irrelevant to the cause. The ideas and business plans may have merit, but many bipolar individuals have grandiose thoughts when they are in a manic upswing. I think help that is not business related should be given. As for the business, I think he should be checked out to see that his bipolar condition is on an even keel first. I think that he might want to choose his wording a little more carefully.

Mar 08, 2014
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Beginning Goal Too Low
by: James M. Marich

An independent venture capital businessman said that selling the shares for $1000 is not enough considering the return. So each share now is $5,000 for each 1% slice of my business. The first actual month that I am in business under this new arrangement, I could easily turn a $5,000 investment into $7,316 dollars a month and $87,792 a year.

My goal is to collect $75,000 to put 10% down on a $750,000 loan for 7 years to working capital, 15 years on equipment, and 30 years on real estate, all backed by the Department of the Agriculture by 80%. This is my new Goal.

Sincerely and honestly,
James M. Marich

Mar 06, 2014
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The Next Biggest Thing, My Road To Happiness
by: James Marich

I just had a breakthrough idea that's going to revolutionize the way we do a certain thing. I can't say what it is without having the patent in my hand, but it will be used all over the world and here in the U.S. as well. It's simple and costs less than a quarter to make. It is my best invention ever.

I do not have working capital, but I do have a business name untarnished for two years now. I have a proposal for whoever is interested. I am selling 20% of my company at $1000 per percent, to get the $20,000 that I need for the bigger bank loan of $100,000.

This is no bull. With what I have designed, I will be a monopoly. Everyone who wants to use my idea will have to buy from me until my patent runs out. This idea is a multi-million-dollar money maker, for those who want a piece of the pie.

The investor will have nothing to do but sit back and rake in the cash, 10 to 20 times in return. I wish I could explain more. The two investors I have right now are completely thrilled to be on board.

You snooze you lose. This is way better than a Rubik's Cube and will sell more than any Pet Rock. I can't believe it is so easy and so simple and costs less than a quarter, but I will sell billions of them, within my first year, hands down. You wait and see.

I just want to see if anyone else wants a share of the company, before we are multimillionaires. Truly, honestly, and sincerely, James M. Marich.

Feb 27, 2014
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Follow the Workbook
by: Don from Ability-Mission.org

James, I'm always distressed when I hear about people wasting money like that. In my previous comment, I said to follow the Workbook. In it, we recommend only one outside service. In addition we have a separate section called, "Avoid Scams That Only Want Your Money" to help you avoid the mess you got into.

The section goes on to say... To evaluate whether or not a site is legitimate, you need to look for only two things:

(1) What are they're selling? If they're offering access to a database like Information USA, that's okay. If it's to apply for a grant, watch out!

(2) Who is behind the site? Don't deal with people who are afraid to show their face. They have to be as open about who they are as we are here at Ability-Mission.org.

If you have any doubt at all about a site you've visited, don't hesitate to let us know.

Just a couple of weeks ago, another story contributor wrote to ask about a service she was ready to pay $29.95. She gave me the name of the service and I gave her all the reasons it did not appear genuine. And she saved herself the money and the anguish.

Bottom line... Follow the Workbook. Know that Ability-Mission.org is one of the only sites on the web where you can actually deal with a real person.

P.S. Have you tried asking for a refund?

Feb 26, 2014
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Tried but don't have any capital
by: James Marich

Dear Don, I tried But still everyone wants me to have some kind of capital. I went and spent $29.95 to Americas got Funding, which led me to Grants.gov. I applied myself, received a D-U-N-S Number and an EIN Number from the IRS. And still no success. How am I to ask or apply myself when our Federal Government is $17,000,000,000,000 in debt? It doesn't do much good to waste my money that I really didn't have to spend in the first place to get a D-U-N-S Number and an EIN, when there are no grants for an Individual like myself. It's all a bunch of hooey. I am sorry Don But I felt like I just got bent over a table, (and I am sure you can figure out the rest). James Marich

Feb 23, 2014
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Sympathy
by: James Marich

Dear Don, When times are tough, (like now) I have to swallow my pride and ask for sympathy. Why? Well if I don't, I will lose my Internet and my phone services. I have too many bills and not enough money to cover them all. And being buried with just your mouth and nose sticking out is not so good. If anyone can help me even a little bit, I would truly thank them from the bottom of my heart. I am trying to apply myself for government grants and funding, but the waiting time is 90-120 days. By then I could be easily living off the street, and with all my disabilities and medications, it's starting to look grim. Even though I don't want to, I have to ask for sympathy. Sincerely, James Marich.

Note from Don... James, our heart goes out to you. Keep at it. Follow the Workbook. See if others can share their Internet and phone services with you.

Feb 18, 2014
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James' Caregiver
by: Anonymous

Knowing James Marich personally I know his struggles. He is a very caring man and very smart. He deserves a happy, stress-free life. He has beautiful jewelry and deserves the stress-free freedom of being debt-free.

Feb 18, 2014
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Giving Thanks
by: James marich

Dear Don,

Thank you for posting my story. It is a great feeling, kind of wants to make me cry knowing there is someone who cares enough about my situation to post it. I thank you from the bottom of my heart.
Truly, James Marich


Note from Don... Happy to help!

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