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Grant Help For CP Disabled Ricardo To Deal With Disability Induced Expenses

by Ricardo Ching
(Sto. Rosario, Matag-Ob, Leyte, Philippines)

Ricardo Ching
I've been married for 30 years. For the past seven years, we've lived here in the Philippines, where my wife is from.

In my wife's previous marriage, they adopted a boy. He is now married and we have two granddaughters. One daughter is in first year high school and the other is in pre-school.

I have two half sisters that never cared for me all of my life. My parents are deceased.

Disability Issues

I was born in Zambalis City Philippines in 1956 out of wedlock. Mom met my stepdad, who was from Hawaii, and soon I got a sister.

After my sister was born and I was two years old, we moved to Honolulu, Hawaii.

They soon discovered that there was something wrong with me. I started pre-school at the Easter Seals Society of Hawaii. I was diagnosed with Cerebral Palsy. I went to school every day with braces on my legs and a helmet on my head.

Now fast forward to 1975. After graduating from high school, I was told that I also have dyslexia. And so getting educated was difficult for me.

I have had many years of different jobs and all at minimum wage, except when I had a federal job for 17 years.

I had a heart attack seven years ago, retired on Disability and then moved to the Philippines.

Financial Hardship

My mom and I were very close to each other until I got married in 1987. Right after I got married, mom had fights with my wife and me over a 20-year span. Then my mom died.

And no, mom did not succeed in getting me divorced. My wife and I purchased a two-bedroom apartment. Equity was building and building, and then we lost the apartment because of the evil intentions mom had throughout the years just because I got married.

After I got laid off from Pearl Harbor, I took all of my retirement money and moved to the Philippines. I did not want to live in the same town with mom.

I started a business and lost all of my retirement money.

Today I have $570 a month Disability and $200 federal retirement.

I cancelled my medical insurance because you cannot use the insurance outside the USA. And so today I have no medical insurance.

I have no money for a life-threatening illness. I cancelled my medical insurance just to have money to survive.

I cannot go back to Hawaii, because I have no money to travel.

Income Efforts

I have made 25 attempts to succeed throughout my life in Amway even in my recent years before moving back to the Philippines.

Where we live here in the Philippines we own and operate a rice mill. After typhoon Yolanda, the rice fields in our area are 50% less fruitful. As a result, the demand for rice mill service is extremely low, and so we're very far from making any profits.

I tried investing in stocks and well… you need to know what you are doing.

Specific Needs

1. Before moving to the Philippines seven years ago I was already collecting SSI around $850 a month. And now that I live in the Philippines, SSI reduced me to $500 a month. Is that something that we can challenge?

2. I need dental implants. I don't know how much it will cost until I see the dentist for estimates. It could be up to $5,000.

3. I need $1200 for a new computer.

4. Because I have no insurance, I need at least $7,000 for medical expenses.

5. I need a kitchen that is above flood levels. The cost is roughly $20,000

I want to show how I spent every dollar received from any source.

Comments for Grant Help For CP Disabled Ricardo To Deal With Disability Induced Expenses

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Nov 25, 2016
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Blessings to be counted
by: Ricardo Ching

Hello! I just want to take this time to say to you have a nice thanksgiving. And thank you for everything you have given me. This Disability Help Workbook, believe me is my biggest gratitude and thankfulness during this season.
Sincerely Ricardo Ching

Nov 01, 2016
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With Gratitude
by: Ricardo Ching

To Donald Coogan, I can never find the correct words to tell you how much your program means to me not only because I need help, but because of the thousands that you want to help. This here is what life should be about. By helping others you are truly helping yourself. With sincererity Ricardo Ching

Nov 01, 2016
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Thank you
by: Ricardo Ching

My gosh your powerful empowerment meant a lot to me. Thank you Ricardo Ching

Nov 01, 2016
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With Gratitude
by: Ricardo Ching

I would want to thank everyone for publishing my story. Happiness to me is when everyone wins.
Sincerely Ricardo Ching

Oct 30, 2016
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You can do this, have faith
by: Anonymous

I am writing this to you to give you a word of encouragement. You can do this. Have faith. Believe in yourself, you got this far in this life and there are people that love you and are depending on you to do the right thing. Seek and you will find. If one thing doesn't work out, then go on to the next. You will make it. Work at it and the door that is right for you will be opened. Best wishes and God bless.

Oct 29, 2016
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Now you can access the Workbook!
by: Don from Ability Mission

Hey Ricardo,

Congrats on getting your story published! In doing so, you've acquired valuable hands-on experience in responding to precise instructions, the very kind that you will encounter when applying for help of any kind.

You've now earned the right to access the Workbook, which shows you how to use your story as a springboard to getting the help you need.

Cheers!
Don Coggan

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