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Accident Disabled Husband And Father Wants Grant Money For Debt Payoff

by Lawrence Nauman
(Cresco, Pennsylvania, USA)

My age is 61. I live with my wife Carol, daughter Jamie, and her son, Niklaus. Jaime is a single mother with bipolar disorder.

I am a male living on disability. I pay all of my monthly check for rent, electric, heat, phone, insurance, etc. The last two weeks of each month we have no money.

Disability Issues

On July 20, 2007, I was involved in an accident involving two tractor-trailers. I had my own trucking business at the time. The other truck hit me from behind on the interstate and rolled my truck on its roof. I received a broken clavicle and many bruises.

This has kept me from getting work because of my inability to lift heavy weight. I do receive a disability check from the Social Security of the government.

I did find work as a logger in November 2012. I struggled with a chainsaw, but had no difficulty. On December 24, 2012, a chain broke on the log I was cutting and my arm could not hold the saw. I cut my foot to the bone. The cut has healed as of April 2013, but the toes and ankle do not bend and I have trouble walking.

Financial Hardship

Due to the accident with the truck, the lawyer received a settlement of $85,000. I received enough to pay off some of the bills not covered in the settlement, but I lost my business. I am still paying on the $50,000 debt from the business.

I receive a check for $1,748 a month for disability through Social Security. I pay $100 a month for Medicare insurance, $700 a month to rent a home, $200 a month electric, $125 a month for phone, $400 a month for food, $139 a month auto insurance, and $70 a month for heating.

This leaves me with $14 a month for gasoline in the car. This makes it so that my family and I have no social life other than going to church, because we cannot afford it.

Income Efforts

I have gone to and applied at 50 businesses for work and because I cannot lift heavy weight, I am refused work.

I owe my father $10,000 in loans he has given me since the accident. My SSDI check barely covers our existence and does not expand enough to help with the debts I have.

Specific Needs

I am seeking a grant so that my family and I might be able to get our own home and afford it, pay off my debts, and be able to live a normal life like other people.

I would also like to invest some to take care of the future. I am not looking for sympathy or anything like it. I am looking for help so my family can have a future out of poverty.

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