Cerebral Palsy Disabled Wife Will Use Disability Grant For Student Loans
by Lisa Nixon
(Logansport, Indiana, USA)
I am a 46-year-old female that looks at the positive in everything I do in life.
My husband and I have been married for 19 years and will have known each other for 23 years January 24, 2013.
The main highlight of my life is my eight-year-old son. I worked very hard to support him due to a mistake my husband did before I met him.
I have held various positions at multiple jobs before the economy downsized in 2007.
Now, I am currently enrolled at an online college to receive my fifth degree to get back to work.
I was born by forceps incorrectly at birth, which caused Right Spastic Hemiplegia Cerebral Palsy on a permanent basis.
I have used my left arm constantly that I do not ever remember a time where it has not being used.
I have had four surgeries on my foot to lengthen and stretch the tendons and muscles just to walk as I grew and one on my arm to stretch the spasticity.
I lost my toe movement at age four before I started kindergarten in a public school system.
The first optometrist I went to for glasses said my peripheral vision nerve had been frayed. Now, my left eye is 20/30 and my right eye is 20/70.
My right foot is about one and a half times smaller than my left foot. My right hip is in constant pain every night by the time I finish my day along with scoliosis (curvature of the spine) too.
I fall at least eight times a year for my balance issues. I have a chipped bone in the back of my neck since a fall in 1991.
There is no cure for Cerebral Palsy.
I am currently paying rent, heat, utilities, vehicle insurance, gas, food, notebook, and washer/dryer.
I am buying a washer/dryer so I can avoid falling with a basket of laundry in the Laundromat.
This is especially true on ice/snow and driving with slower reaction time of crossing my foot.
I needed another computer to continue college, so we are buying a notebook instead for the cheaper cost. It crashed with my two final projects for college completed. I rebooted using my old computer's utility disk and redid the projects in time.
I do not like it and am worried about how I am going to handle working. It is so slow now. I am unable to go to the chiropractor for realignment as the last time it cost me over $5000.
Only then did I become pregnant for my son. I went six days for four months straight.
My last surgery on my foot was declared a pre-existing condition so I ended paying it out of pocket.
Medicaid denied me to go to a physical therapy to strengthen myself arm/leg surgery while working part time only.
I am on anxiety medication, Celexa (citalopram) for my chemical imbalance in my head for mood control. It is necessary; my husband and I have not fought since I been on it for three years.
My glasses are more expensive since my eye is getting worse. I find certain things needed by trial by error.
I need to get Adipex diet aid so I can control my weight. It is getting harder to get around and I worry about breaking my arm or not being able to get up the next time I fall as I am getting older.
We had to get rid of our running vehicle for money issues this month so we are temporarily on foot. We chose food for our son.
There are bills that I owe and I'm still unable to pay right now. I know I owe it and want to but need to get back to work.
My mom was trying to help me, but financially she had to cut back on her hours so she did not have to continue to pay back Social Security on her retirement.
My dad has nothing to do with me and my sister was diagnosed with MS so she has her own issues and employment instability.
I have a Pell Grant for college and I had to take out other loans to pay for it.
I took payday loans to buy food but since the bank did not cash a money order for $700 for two weeks; my credit has suffered and unable to get a $6000 to consolidate my debt to one payment. Then, I could afford to live off my only income.
I am currently on SSDI until I can finish college and find employment again. My State says I earned too much money on SSDI to receive benefits for Temporary Assistance for Needy Families (TANF) and Food Stamps.
They gave me Medical Medicaid but with a $210 spend down per month, it does not cover doctor visits or my medications so I owe them out of pocket.
My son is covered but my husband is not insured. My income pays for most of my bills but then we are out of money for three weeks of the month for food.
We go to our local food bank but that is for about three days. We don't own mp3 players, iPods, cell phones or cable. We have a cell phone that my in-laws pay for so many minutes per month.
My husband is doing all the housework until he can find employment. It is role reversal for us. He does all the cooking so I won't burn my hand and need Home Health Care workers.
I seek any help that I can qualify for. I could use grants to pay off my student loans and benefits in any way.
I could do with a loan of $6000 to pay off my debts and to clean up my credit so finding a position is easier to find than how it looks now.
Any assistance will be appreciated though.
I received a post card in the mail about doing contractor work as a Government Insurance Refund Processor at home. But I would need to get their packet for $3.91.
I would also need a business phone line and headphones to type one-handed. Eventually, I would buy a Dragon Naturally Speaking where you talk and it types for you.
I would need printer cartridges for my Kodak printer and/or purchase an online fax. I would purchase antivirus/spyware software and a computer (not a Notebook) to input client's information into their database.
The monthly client list to contact is $39.99 a month subscription fee.
I have worked multiple jobs at once so I will still continue college in case this ends so I have a backup plan.
I like the idea of working from home so I am there for my son's time off school without paying for a daycare too. I don't sit around feeling sorry for myself but want to be able to afford my needs and wants of life too.