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Disability Grant For RA Disabled Neiko To Get New Car And Ease Financial Burden

by Neiko Lawrence
(Toulon, IL, USA)

Neiko and Mokie
My name is Neiko Lawrence. I'm a 43-year-old female. I lived in Bradford, Illinois for 42 years and then I moved to Toulon in August 2015. Both towns are in the same county.

I live in a one-bedroom apartment with my Chihuahua, Mokie. I adopted Mokie in March of this year, 2016.

I volunteer actively in my church as much as my health permits. I like to read books and play video games as well as board games of all kinds.

I like doing crafts such as latch hook and plastic canvas items. I enjoy putting together jigsaw puzzles.

Disability Issues

On December 6, 2014 I started with pain and swelling in my right foot. It was difficult to walk on.

My podiatrist sent me to a Rheumatologist. This was due to my third flare up on the same foot in five-month duration.

During the night of December 18, 2014, I began to have pain in my right knee. In the early morning of December 17, 2014 my neighbor took me to the ER.

On December 20, 2014, I was getting ready to leave for labs and x-rays. My left knee made a loud pop and instant pain. It made it difficult to walk.

I went to the ER that day and the ER did not know what to do with me.

The next day on December 21, 2014, I started having muscle tightness in legs from knees down. I was in a great deal of pain. I went to two different ERs that day.

The next two days December 22 and 23, 2014, I was in the ER both days. By this time I could not walk.

On the 23rd I was there for over 12 hours and released on Christmas Eve day. I returned to the ER on December 26, 2014 and they admitted me for almost two weeks.

I was released. The hospital had no idea what was wrong with me.

I visited the Rheumatologist. They did the labs and x-rays. I was diagnosed with inflammatory arthritis, degenerative joint disease and osteoarthritis.

In February of this year, 2016, I went to get a second opinion from another Rheumatologist. This doctor compared labs and x-rays from the other Rheumatologist and the hospital.

This doctor then ordered his own labs and x-rays. It was determined that I have Seronegative Rheumatoid Arthritis with Osteoarthritis, Degenerative Joint Disease and Planter Fasciitis.

I also battle chronic depression and anxiety.

In May of this year, 2016, I was also diagnosed with Fibromyalgia or Chronic Fatigue Syndrome and Carpal Tunnel Syndrome.

I am not able to stand or walk for long periods of time due to Planter Fasciitis and pain.

My diagnoses will not get better but taking my medications will limit flare-ups and pain.

I may have to have surgery on both knees in the future if I lose the recommended amount of weight.

Losing weight is difficult when several of my medications cause weight gain. My disability benefits will be reevaluated in June 2017.

Financial Hardship

I receive $1016 month on disability. I receive $16 a month of food stamps. I use local food pantries.

My bills per month:

Rent (HUD) $295
Cable $30 plus additional $10 for cable card and other channels
Internet $34.99
TiVo $14.99
Credit Cards $170
Student Loans $126
Phone $48
Car & Renters Insurance $44.42
Gas $20-$50
Groceries (Not including Food Stamps) $150+

I am lucky to have $1-$6, sometimes more, after some bills are paid and food is paid for.

I have difficulties paying all my bills every month.

I have a 2004 Kia Rio. I have been having problems with my car this year. I need a newer used car or new car. It is difficult to get in out of this car because it sits so low.

I have the State's Medical Card but I do have to buy the over-the-counter mediation that I take. This amount is around a $100 a year.

I take Zyrtec (generic does not work for me), Zantac, Melatonin, Multi-Vitamin, Fiber Conn and Meclizine.

Income Efforts

I have three Associates of Applied Science Degrees, three Certification Certificates and BBA.

I am not able to work a normal job because I am not able to stand for very long or walk very far without pain.

I need to keep feet and legs elevated off and on during the day to keep the feet and legs from swelling.

I dog sit for different people. I walk these dogs and my dog to keep from having stiff muscles. The distance that I walk is about 1/8th of a mile around the apartment building.

I have gotten help with paying for things from Community Resources such as Good Samaritan Fund, Salvation Army, Resource House and Tri-County Opportunities. My mother helps when she can to buy food or pay for car repairs.

Specific Needs

This is what I need:

1. Newer used car or new care
2. Money to pay off bills

I am seeking enough to get a better car. I am seeking enough to pay bills. I do not like not paying bills in order to pay for food.

So … in a nutshell:

1. Better car
2. Enough monetary help to pay off some bills and keep up with them.

I'm just a 43-year-old female who does not like living from paycheck to paycheck. It makes it very hard to get ahead.

Comments for Disability Grant For RA Disabled Neiko To Get New Car And Ease Financial Burden

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Dec 18, 2016
Thank you
by: Neiko Lawrence

Thank you Holland.

Dec 17, 2016
Think Right and stay positive
by: Holland Green

Like you I have also sought help from Ability Mission. I completely understand where you are coming from. I have struggled with homelessness at times. I'm not there now.

I think that you should try contacting United Way. They may be able to direct you to applying for a free car that is donated by another person. There is a program like that in my area. I know someone that got a pretty decent Volvo wagon from it one time.

You mentioned that you have chronic depression. That is physically impacting your health. It is the norm that people despair about the past.

Dr. Masru Emoto, a Japanese scientist. Did a series of experiments on how thoughts negatively impact water. And you are mostly water. You can try one of his experiments your yourself and see what happens. Look on You tube for Rice Thought Experiment.

Also if your right down a list of 15 things that your are grateful for and read them several times a day this will lift your spirits. You have to choose to be happy. If you wait for all the circumstances to be right and for someone else to do all the things necessary to make you happy it will never happen. You have to practice to make it a habit through gratitude, prayer and meditation.

The stuff on your television is not likely going to assist you in your gratitude meditation very much. That will come from your mental faculties--imagination, intuition, will, reason, memory, and perception--and mostly your imagination. It will not come from your ability to see or hear. Staying focused on your sensory faculties--seeing, hearing, touch--will just facilitate what you currently have and your situation will not change much.

I recommend getting rid of the tv. It will improve your health and it will save you money. Besides you can get an adapter from Walmart to want tv on on your computer for $20 to $40 dollars I think. Its an adapter with a one time purchase.

Check out www.ratracerebellion.com. Its website that lists lots of work from home jobs. If you get your life insurance license and you are able to create a work at home office space with a hardwired internet connection you can make decent money selling burial expense policies online overthe phone from home through a company called Liveops.com. You can also check out a Canadian based company called Sutherland.com

Dec 16, 2016
Thank you
by: Neiko Lawrence

Thank You John.

Dec 16, 2016
Other Ways that helps
by: John Renaud

Hi, There are other ways to apply for help. Ageing and Disabilities if in your State. Go Fund me.com and caring.com are a few ways to help you. Most have a limit of $1,000. if any help I can do for you within my limits, let me know including the fund me sites.

Dec 12, 2016
Thank You
by: Neiko Lawrence

Thank you for your prayers Victoria.

Dec 12, 2016
Thank You
by: Neiko Lawrence

Thank you for publishing my story.

Dec 12, 2016
by: Victoria Davis

Prayers that you get what you need.

Dec 12, 2016
The Workbook is key
by: Don from Ability Mission

Hey Neiko,

Congrats on getting your story published! In doing so, you've acquired valuable hands-on experience in responding to precise instructions, the very kind that you will encounter when applying for help of any kind.

You've now earned the right to access the Workbook, which shows you how to use your story as a springboard to getting the help you need.

Don Coggan

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