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Disability Grants For ACL Disabled Beverly To Build Ramp And Home Business

by Beverly Herring
(North Charleston, South Carolina, USA)

My name is Beverly Herring. I am a 62-year-old woman. I have four grown children and five grandchildren with a sixth grandbaby due in the spring.

Beverly Herring Relaxing On Her Porch
Beverly Herring Relaxing On Her Porch

I live in North Charleston, S.C. I am presently living with my oldest daughter and my 11-month-old puppy, Jade. We share a tiny two-bedroom trailer.

I have always lived in the Charleston area. All my children live within 30 minutes of me. We are a close family.

Disability Issues

My disability began in December 1999 with a work-related injury. I was an over-the-road truck driver. I tore the ACL (anterior cruciate ligament) in my left knee getting out of my truck. I still worked until 2008.

I fell in my kitchen in 2012 and ruined my right knee. My knee has been checked and x-rayed, but I can't afford surgery. So I walk with canes and a limp and deal with pain everyday.

I applied for disability in March 2013 and was awarded $950 a month. Unfortunately I was only given Medicaid for one month. Two hospital stays and a long-term treatment for a leg wound really hurt financially.

Financial Hardship

I currently receive $1033 monthly on disability. I also get $65 a month in SNAP benefits. I pay half my daughter's rent to stay here. My share is $350 a month. I pay $139 monthly for my car note and $200 a month for car insurance. My other bills are $105 for Internet and cable, $40 a month for my cell phone and $50 a month for my prescription medications.

That accounts for $884 from my monthly check. That leaves me with $149 to cover personal needs, clothing, dog food, some groceries and medical bills.

I have about $8000 worth of bills from two hospital stays and a long-term treatment for a leg wound. This has been accrued in the last two years.

Income Efforts

Since I have difficulty walking and I can't stand more than a few minutes at a time, there are not a lot of job opportunities for me. I walk with two canes because my right knee doesn't support me when walking.

I babysit my grandchildren a few times during the month. This usually gives me money for gas in my car to keep appointments or go to the grocery store.

I make $20 to $30 a month. My children don't have money to spare.

Specific Needs

My needs are simple. In the short term, I need a better porch on my daughter's trailer. The porch she has is hard for me to negotiate. She has the landlord's permission to replace the existing porch.

The porch needs to be raised to inside floor height so I don't fall coming out the door. The handrail shifts while I am going up or down the steps.

I also need the rise of her steps shortened so it is easier to get up on the porch. A cover over the porch would be much appreciated so I don't get so wet when it rains.

In the bathroom I need some grab rails in the bathroom and a hand held showerhead. A shower would be great as now I can only do sponge baths because I cannot access the shower.

In the long run, I would love to be able to own my own home. Right now I know I can't afford this. I need a home with easy access for me.

I need a handicap bathroom with a large shower to accommodate a shower chair. I could then shower all by myself.

I really enjoy cooking and would like to have my own kitchen to prepare my meals in. I could also do family dinners and have all the kids and grandkids over. I need everything to be within easy reach. I use a kitchen stool to sit on when I cook or wash dishes.

Business Idea

I am taking an online course to learn real estate investing. It looks like something I could do from home with a laptop and the Internet.

Working a booth at the local flea market could be a job opportunity. I would like to sell jewelry.

If I can get my medical bills and my car note paid off, I can free up some money to get started. About a $2000 investment would put me in business.

My oldest and youngest daughters are willing to help me earn some extra income.

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Oct 09, 2016
The Workbook is key
by: Don from Ability Mission

Hi Beverly,

Great job on your story! Now that it's published, you can access the Workbook, which shows you how to use your story as a springboard to get the help you need.

Don Coggan

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