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Disability Grants To Help Stroke Disabled David Build All Inclusive Housing Business

by David Cook
(Dearborn, Michigan, USA)

I am a 63-year-old Christian disabled man living in Dearborn, Michigan. Until July 2016 I was living with my mother as her caretaker.

Stroke Disabled David Seeks Disability Grants For All Inclusive Housing Business
Stroke Disabled David Seeks Disability Grants For All Inclusive Housing Business

Even though my family is nearby, I face new and difficult challenges such as paying all the household bills and running a household alone. My faith in God sustains me.

Disability Issues

I had a stroke in 2008, which leaves me with very little strength or movement on my left side. Also I have Diabetes, Atrial Fibrillation and Hypertension.

Recently, my doctor told me that there is little or no chance of improvement in my condition. Currently I am on total and permanent disability according to the Social Security Administration.

Although my stroke occurred in my fifties, it was caused by an undiscovered birth defect. Even though I have worked in hard, physical jobs all my life it was not found until my stroke.

Financial Hardship

Although I receive SSI benefits and a small union pension, money is tight. My mother and I shared expenses. Now it falls to me.

My diabetic diet takes any extra money I may have.

I have an 18-year-old van, but it will not last forever. Also, because of my stroke, costs of auto insurance are $1500 per year.

Also, I will have to find a new place to live, as the house I am in now will be sold to pay the bills of the estate

Income Efforts

After my stroke, I tried to get a job without success. After four years, I gave up and tried work-at-home opportunities. No luck there either.

I have SSDI disability.

My family and friends are unable to help financially.

I do not qualify for church help.

I have also tried to start several part-time businesses, but failed for lack of money.

Specific Needs

I seek grants, business grants and advice on programs for the disabled. I'm also looking for down payment and home buying programs.

I need info on forgiveness, small business and start up loans.

I also need advice on writing a business plan and how to structure a business.

Business Idea

Recently, I ran across a business idea that would be a good fit for me. It is to provide all-inclusive housing for the functionally disabled.

All-inclusive housing provides: rent, all furnishings, utilities and appliances, etc.

The tenants each rent a room and share common areas. The clients would be vets, the blind, the deaf and others.

There are many benefits to this. The renters get to live in a better place, support each other emotionally and have greater independence. The caseworkers workload is reduced.

Also, it would help me as a way to help others. My Christian values teach me to help others. My own experiences give me a unique insight as to the problems of being disabled.

I estimate the start up costs would be $ 35,000-$40,000. To help me in this business, I have five nephews and their children, and a sister to help me run this business.

I have a general business degree from Henry Ford College and am returning there in the fall to get a small business management degree.

All I need is a grant or loan for the needed start up funds.

Comments for Disability Grants To Help Stroke Disabled David Build All Inclusive Housing Business

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May 18, 2017
by: David Cook

Even with your help, sometimes I feel like I am going nowhere. But my faith in God helps sustain me. Thank you for encouraging me and may God bless you.

May 13, 2017
by: David Cook

Any further help will be appreciated. I'm currently trying to get housing help and maybe an SBA loan.

Apr 23, 2017
by: Ricardo

David you have an attitude that this world needs. A world of helping others while improving your own life. And by following the instructions from Ability Mission, your goals will be met. Go for it. Ricardo

Apr 19, 2017
Thank you!
by: David Cook

I would like to thank you for publishing my story. God bless you.

Apr 19, 2017
The Workbook is key
by: Don from Ability Mission

Hello David,

Congrats on getting your story published! In doing so, you've acquired valuable hands-on experience in responding to precise instructions, the very kind that you will encounter when applying for help of any kind.

You've now earned the right to access the Workbook, which shows you how to use your story as a springboard to getting the help you need.

Don Coggan

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