Disability Grants To Help Stroke Disabled David Build All Inclusive Housing Business
by David Cook
(Dearborn, Michigan, USA)
I am a 63-year-old Christian disabled man living in Dearborn, Michigan. Until July 2016 I was living with my mother as her caretaker.
Stroke Disabled David Seeks Disability Grants For All Inclusive Housing Business
Even though my family is nearby, I face new and difficult challenges such as paying all the household bills and running a household alone. My faith in God sustains me.Disability Issues
I had a stroke in 2008, which leaves me with very little strength or movement on my left side. Also I have Diabetes, Atrial Fibrillation and Hypertension.
Recently, my doctor told me that there is little or no chance of improvement in my condition. Currently I am on total and permanent disability according to the Social Security Administration.
Although my stroke occurred in my fifties, it was caused by an undiscovered birth defect. Even though I have worked in hard, physical jobs all my life it was not found until my stroke.
Although I receive SSI benefits and a small union pension, money is tight. My mother and I shared expenses. Now it falls to me.
My diabetic diet takes any extra money I may have.
I have an 18-year-old van, but it will not last forever. Also, because of my stroke, costs of auto insurance are $1500 per year.
Also, I will have to find a new place to live, as the house I am in now will be sold to pay the bills of the estateIncome Efforts
After my stroke, I tried to get a job without success. After four years, I gave up and tried work-at-home opportunities. No luck there either.
I have SSDI disability.
My family and friends are unable to help financially.
I do not qualify for church help.
I have also tried to start several part-time businesses, but failed for lack of money.Specific Needs
I seek grants, business grants and advice on programs for the disabled. I'm also looking for down payment and home buying programs.
I need info on forgiveness, small business and start up loans.
I also need advice on writing a business plan and how to structure a business.Business Idea
Recently, I ran across a business idea that would be a good fit for me. It is to provide all-inclusive housing for the functionally disabled.
All-inclusive housing provides: rent, all furnishings, utilities and appliances, etc.
The tenants each rent a room and share common areas. The clients would be vets, the blind, the deaf and others.
There are many benefits to this. The renters get to live in a better place, support each other emotionally and have greater independence. The caseworkers workload is reduced.
Also, it would help me as a way to help others. My Christian values teach me to help others. My own experiences give me a unique insight as to the problems of being disabled.
I estimate the start up costs would be $ 35,000-$40,000. To help me in this business, I have five nephews and their children, and a sister to help me run this business.
I have a general business degree from Henry Ford College and am returning there in the fall to get a small business management degree.
All I need is a grant or loan for the needed start up funds.