Disabled RN Needs Help With Loans And Getting Social Security Disability
(Wheelersburg, Ohio, USA)
In September 2009 my husband suddenly left me right after taking our honeymoon.
We had finally just taken it, several years after we were married. We could not afford to take one before.
In October 2009, I was in Maryland where I worked and I was in a multiple car accident. I was rear-ended by a Hummer, which was hit by another car (pushing the Hummer into my Durango at a significant speed).
I was taken to the emergency room and was sent home with no broken bones, but was having severe pain in my neck.
I began having numbness in my right arm and then I began having it into my left arm, until my hands became numb also.
I finally could not work anymore. I toughed it out as long as I could. I left work December 2009.
I had severe arthritis in my joints prior to this accident but I worked 60-80 hours a week.
After the accident I had to have a c6-c7 fusion due to a severe spinal cord impingement.
Once I had this surgery I had to go off of my arthritis medication and got to where I could not hardly walk, stand up and could not squat.
I had to have my left hip replaced in May 2010. I only had a small monthly income from my short-term disability that finally started about 8 weeks of being off work.
I could not meet my needs. Fortunately I had a friend that let me stay with him.
I had to file bankruptcy. I lost my whole life, lost my car, house, credit cards etc. I also lost my career.
I cannot sit for long periods. When I type or write my hands still go numb. I have severe pain all the time and have to take medications constantly.
After my hip replacement, I couldn't afford the copay for physical therapy, so I was unable to take therapy.
In addition, I was having severe uterine bleeding from multiple large fibroids and had to have a blood transfusion in September of 2010.
I continue to have numbness in my hands even after the bilateral carpal tunnel surgery I had to have. Prior to my neck injury I never had any symptoms of carpal tunnel.
I have severe pain in my knees and had bilateral scopes done, and I have no cushioning left. I have to have bilateral knee replacements.
The MRI shows I have a herniated disk that needs surgery.
There are times I cannot walk and I have to take pain medication.
When all of this happened, I became very depressed, anxious and suicidal. My friend stopped me from doing anything to myself, but I still struggle with severe depression and anxiety.
I have open areas on my skin because I am nervous all the time and I pick my skin. I now receive some long-term disability from my previous employer who terminated my job because I have been off work for over a year.
I cry often and just wish I would feel better, but I never seem to.
After filing for bankruptcy I still owe my student loans and I owe some previous taxes.
My physician says I cannot do any kind of work, but I keep getting denied from SSDI.
Some days it is just a chore getting out of bed. Most nights I am awake and cannot sleep unless I take the drugs they have prescribed.
It is awful to lose your whole life and have to take medication all the time just to function on a daily basis.
Everyone tells me that I should be thankful that I was not killed but there are days that I suffer so much, I just wish I could make it go away and I could have my life back.
I worked before as a Transport RN, Trauma Nursing and ER/ICU Nursing and I loved my job and helping people and now I have lost the one thing I felt like I was really good at and I loved.
I would appreciate any assistance I could get. I have obtained forms for forgiveness for the loans, but I have no faith that they will be forgiven.
I worked all of my life, usually two jobs at a time because my kids' father wouldn't contribute.
I worked so hard and so much my children even hold a grudge against me because I wasn't there enough.
Now I still can't get ahead. The government makes it so hard for anyone to get assistance like SSDI, student loan forgiveness, etc.
It is terrible to sit and worry if next month I will have a check from my employer disability or not.
Now that I can't work, I can't get help, but if I was an alcoholic or on drugs there would be help for me, but because I try to be strong and only use the medication when I absolutely have to I can't get my SSDI approved.
The system is just very unfair!!! Just because I am not an addict or something doesn't make it any easier on me knowing that I may not have an income later, and I can't get SSDI and I owe a lot of money for student loans and taxes.
The system makes people become addicts and liars, because if you're honest and say you're trying no one wants to help you.
If you play helpless or abuse pills or alcohol then the government will help you. I ask you President Obama how is this fair to a person that has worked all her life and lost everything because of a car accident and arthritis trying to rebuild her life and her credit and can't do either!