Header for Ability Mission

Government Grants To Help Charles With Multiple Disabilities Build Business And Pay Treatments

by Charles Vaughn
(Newbury Park, California, USA)

I've been blessed with two vocations in life: one as a Teaching Brother in vows for seven years and one as a happily married man.

The Vaughns And The Froudes Celebrating Thanksgiving 2015
The Vaughns And The Froudes Celebrating Thanksgiving 2015

I cannot write enough words to express the gratitude I have for the Salesians of St. John Bosco, a Religious Order of the Roman Catholic Church, for the education, formation and the opportunity to work with many of the youth in various parts of our Country.

After leaving the Seminary in 1970 I decided to return to California where I had attended California State University, Los Angeles.

My cousin and his wife invited me to live with them and to become adjusted to living in society. I regularly attended various Catholic Adult social clubs for dances and other events.

One Friday evening I was feeling sorry for myself for I had broken up with a young lady that I had dated for six months and to whom I had proposed marriage.

I needed some pick me up so I grabbed a couple of past event calendars and started telephoning the girls who had offered prior months activities. A few were home but just going out the door. There was no answer for others.

And then there was one who answered and we chatted for three hours. That was my wife Karen Marie. It wasn't until three weeks later that I met her at a pool party offered by one of the members of the St Paul's Catholic Adult Club. Three weeks later I proposed to her and three months later we were married.

I'm now a 73-year-old married man living in Newbury Park, California with my 70-year-old wife of 44 years. We have been blessed with two adopted children.

Five years into our marriage, we received Michael at a day old. Three years later, God gave us our daughter Caitlin Grace at the age of three weeks.

My son Michael is married to his teenage sweetheart Sami. Sami and my soon-to-be 40-year-old son have two children. My son never went to College but was very good with people and a very good communicator.

He is now Vice President of Operations of a company that is the facilitator between the merchants and banks. We are very proud of him as father, husband and businessman.

Our daughter, Caitlin has had a challenging life since the sixth grade. Attitudinal and drug problems haunted her until she was in her early twenties. After two unsuccessful marriages she placed herself in rehab and has now been clean for the past sixteen years.

Charles Vaughn In Happy Times With Granddaughters
Charles Vaughn In Happy Times With Granddaughters
She is now a 37-year-old single mother. Caitlin has two beautiful daughters, Bella and Devlyn, whose school grades have never been below A since they started school.

Bella Ann Marie is going to be 12 in August. She is very gifted in stage, singing and art. She has already acted in a couple of plays and sung acapella a number of times. She also enjoys team soccer.

Devlyn will be nine in July. She too excels in school. Her gift from God is in the gymnastics arena. She's a natural and can do just about any move correctly the first or second time. She's had two years of lessons; however, she could not continue due to the tight budget my daughter is on.

Our daughter has not been as fortunate in her career as our son has. Being a single mom makes it extremely difficult to follow her passion of wanting to become a nurse. We are very proud of her courage and God-given strength in what she is doing as a single mother.

Disability Issues

My disabilities include:

• One heart attack
• Strokes
• Four back surgeries (one with nerve damage)
• Type II diabetes
• COPD
• Chronic Depression
• Pain

While the Good Lord has been very good to me, He has allowed me to go through some trials. In the early 1980s, I had to have my first surgery. Somehow I had herniated a disk in my back while I was sleeping. I'm not kidding. That was bizarre.

The following years I proceeded to have four back surgeries. The last one ended with nerve damage caused by the lethal MRSA that I had contracted. That forced me into a medical retirement from chronic pain, depression and Type II diabetes.

In the 1980s and 1990s I suffered two strokes. During the hospital stay with the first stroke, the doctors noted that I had had a heart attack in my past, unbeknownst to me.

That first stroke was very mild. The second stroke was ischemic in the brain. By the grace of God I only had some slurred speech for a couple of days. My doctor was amazed. My wife and I were extremely grateful to the Good Lord.

Financial Hardship

The very good company that I had been employed at for almost nine years, Amgen Inc., released me after my last back surgery. The vested company retirement funds I received lasted a couple of months beyond a year.

This was devastating to my wife and family. I was only 60 years of age at the time and I had planned on working until I was 70. I was the sole breadwinner and my wife was a mother and did some daycare that never really turned a profit.

So here we were living in Southern California still paying for our home that we had refinanced several times over the years in order to bring the interest rate down from a starter rate of 14% to about 4% today.

With revenue flattening and lowering, we continue to suffer financial hardship as we face expenses such as:

• Furnace breaking down and needing repair
• Refrigerator breaking down and needing replacing
• Health care premiums at $600 per month
• Medication co-pays $400 per month

In 17 years, we've not been to a movie or even out of our city, except for my doctors' appointments, because of the high cost of gas.

Our credit card debt is $10,000 because we've had to use a charge card for co-pays when we don't have the cash

There is literally no extra money for purchasing birthday/ Christmas gifts for our grandchildren.

We live exclusively on Social Security, subsidized with a little income from what I earn with the Disability Digest Referral program.

I am in serious need of dental work, including extractions and dental plates (false teeth). Over the years with my Type II diabetes, my teeth have taken a beating. Crowns have fallen out and other teeth have cracked, broken, or have been extracted.

I chew with broken teeth and gums. I think that I have callouses on my gums… hehehe. We cannot afford a dental plan nor can we pay cash.

My wife has not had an eye exam in years but we cannot afford the cost of the frames and glasses. Medicare pays a good portion of the exam but it doesn't provide one cent for the spectacles.

I have blood serum in the back of my eyes for which I have been receiving shots for the past three years; thus my eye prescription is constantly changing. As a result, I cannot have more than one eye exam per year and I couldn't afford to purchase glasses any more than my wife can.

Income Efforts

By the Grace of God, I'm a well-educated person. I possess a Bachelor's Degree in Industrial Studies and an MBA. My Baccalaureate work was done at Don Bosco College in Newton New Jersey, and at California State University at Los Angeles, completed in 1969.

At he age of 46, I received my MBA with emphases in computers and organizational behavior. When I became unable to resume working again, due to my inability to stand, sit or walk for any length of time and my chronic pain and depression, I began to research legitimate work-at-home opportunities.

There are many scams out there. The opportunities that are legit often cost a pretty penny to either join and/or maintain due to domain costs, advertising and associated software.

After about a year or so of trial and error (mostly errors), I discovered The Disability Digest, which helped me get my SDI benefits in three months. This was awesome to say the least.

A couple of years later the Founder, Brian Therrien, began a referral program whereby a member would be paid for referring disabled folks who needed help in determining their eligibility for SDI benefits.

I became one of those referral representatives. I make around $100 per month. It is not much but when you're living on Social Security, every dollar counts.

My wife continues to do daycare but I don't know how much longer she can continue, as she is 70 and slowing down to due to Asthma.

I'm not very knowledgeable about grants, but I truly need help in increasing our income for the reasons stated.

Specific Needs

I would like info on the following:

• Prayer
• Dental grants
• Vision grants
• Small business grants

Business Idea

I would like to help our family finances with a website that will help others in obtaining their SDI benefits as well as other resources for which they have a need.

I have a very good friend who has been very successful in using the Internet exclusively in providing for his family. He is my adviser; however, he can't fund my endeavor beyond the hosting and domain name he has already paid for.

Comments for Government Grants To Help Charles With Multiple Disabilities Build Business And Pay Treatments

Average Rating starstarstarstarstar

Click here to add your own comments

May 28, 2017
Rating
starstarstarstarstar
I need immediate help...
by: Charles Vaughn

I have found a legitimate Internet business that will help in increasing our family income, especially since my wife will soon be losing one of her daycare charges, which will result in a loss of half her income.

The business is involved in drop shipping products through eBay. I am very familiar with doing this from prior researching it. I am able to pay for the $9 training fee; however, I need to purchase 10 UPC codes which cost $50 and is required by eBay on each product listed.

This business will be a very good stepping stone in building my business in helping the disabled obtain their disability benefits in addition to meeting our family's daily needs.

God bless you and thank you for your consideration.
Charles

May 19, 2017
Rating
starstarstarstarstar
Thank you John and Victor
by: Charles Edward Vaughn

Hi guys!
I want to thank you for your prayers and words of encouragement. If you have any needs requiring prayer, please let me know. If I am able to do more, I will.
Grateful with God's blessings,
Charles

May 19, 2017
Rating
starstarstarstarstar
Thank you
by: Charles Edward Vaughn

I want to thank Donald Coggan and the Ability Mission for the guidance, encouragement and friendship that he has given me. My prayer is that he will continue to have a long life in doing the will of God; helping others who are disabled in obtaining their SDI benefits as well as a myriad of other services.
God bless you Don.
Gratefully,
Charles Vaughn

May 19, 2017
Rating
starstarstarstarstar
Lord give me strength and wisdom
by: Charles Edward Vaughn

I just learned today that my wife is losing one of her daycare children which cuts her income in half. And her asthma has flared up due to the stress. My sister-in-law, who has been so helpful to us has been hit with unforeseen expenses in the tens of thousands of dollars and may not be able to continue paying our Medicare premiums and our co-pays that she does from time to time. She was going to help us update our kitchen and repair our upstairs bathroom but she told us that we have reached her financial red line. I ask you readers for your prayers to be strong and the Good Lord's guidance. Thank you very much and prayers for the needs that you may have in your lives.
Charles

May 18, 2017
Rating
starstarstarstarstar
Putting you on a pray list
by: Victor Davis

Hello Charles, I put you on a pray list. You and yours have endured a lot. Stay strong. Congrats for telling your story.

May 18, 2017
Rating
starstarstarstarstar
A prayer
by: John

Hello Charles, I will pray for you and your family. I'm sorry to hear all that you have been through. Thank you for your story.

May 18, 2017
Rating
starstarstarstarstar
The Workbook is next...
by: Don from Ability Mission

Hello Charles,

Congrats on getting your story published! In doing so, you've acquired valuable hands-on experience in responding to precise instructions, the very kind that you will encounter when applying for help of any kind.

You've now earned the right to access the Workbook, which shows you how to use your story as a springboard to getting the help you need.

Cheers!
Don Coggan

Click here to add your own comments

Return to US California.