Government Grants To Help Charles With Multiple Disabilities Build Business And Pay Treatments
by Charles Vaughn
(Newbury Park, California, USA)
I've been blessed with two vocations in life: one as a Teaching Brother in vows for seven years and one as a happily married man.
The Vaughns And The Froudes Celebrating Thanksgiving 2015
I cannot write enough words to express the gratitude I have for the Salesians of St. John Bosco, a Religious Order of the Roman Catholic Church, for the education, formation and the opportunity to work with many of the youth in various parts of our Country.
After leaving the Seminary in 1970 I decided to return to California where I had attended California State University, Los Angeles.
My cousin and his wife invited me to live with them and to become adjusted to living in society. I regularly attended various Catholic Adult social clubs for dances and other events.
One Friday evening I was feeling sorry for myself for I had broken up with a young lady that I had dated for six months and to whom I had proposed marriage.
I needed some pick me up so I grabbed a couple of past event calendars and started telephoning the girls who had offered prior months activities. A few were home but just going out the door. There was no answer for others.
And then there was one who answered and we chatted for three hours. That was my wife Karen Marie. It wasn't until three weeks later that I met her at a pool party offered by one of the members of the St Paul's Catholic Adult Club. Three weeks later I proposed to her and three months later we were married.
I'm now a 73-year-old married man living in Newbury Park, California with my 70-year-old wife of 44 years. We have been blessed with two adopted children.
Five years into our marriage, we received Michael at a day old. Three years later, God gave us our daughter Caitlin Grace at the age of three weeks.
My son Michael is married to his teenage sweetheart Sami. Sami and my soon-to-be 40-year-old son have two children. My son never went to College but was very good with people and a very good communicator.
He is now Vice President of Operations of a company that is the facilitator between the merchants and banks. We are very proud of him as father, husband and businessman.
Our daughter, Caitlin has had a challenging life since the sixth grade. Attitudinal and drug problems haunted her until she was in her early twenties. After two unsuccessful marriages she placed herself in rehab and has now been clean for the past sixteen years.
Charles Vaughn In Happy Times With Granddaughters
She is now a 37-year-old single mother. Caitlin has two beautiful daughters, Bella and Devlyn, whose school grades have never been below A since they started school.
Bella Ann Marie is going to be 12 in August. She is very gifted in stage, singing and art. She has already acted in a couple of plays and sung acapella a number of times. She also enjoys team soccer.
Devlyn will be nine in July. She too excels in school. Her gift from God is in the gymnastics arena. She's a natural and can do just about any move correctly the first or second time. She's had two years of lessons; however, she could not continue due to the tight budget my daughter is on.
Our daughter has not been as fortunate in her career as our son has. Being a single mom makes it extremely difficult to follow her passion of wanting to become a nurse. We are very proud of her courage and God-given strength in what she is doing as a single mother.
My disabilities include:
• One heart attack
• Four back surgeries (one with nerve damage)
• Type II diabetes
• Chronic Depression
While the Good Lord has been very good to me, He has allowed me to go through some trials. In the early 1980s, I had to have my first surgery. Somehow I had herniated a disk in my back while I was sleeping. I'm not kidding. That was bizarre.
The following years I proceeded to have four back surgeries. The last one ended with nerve damage caused by the lethal MRSA that I had contracted. That forced me into a medical retirement from chronic pain, depression and Type II diabetes.
In the 1980s and 1990s I suffered two strokes. During the hospital stay with the first stroke, the doctors noted that I had had a heart attack in my past, unbeknownst to me.
That first stroke was very mild. The second stroke was ischemic in the brain. By the grace of God I only had some slurred speech for a couple of days. My doctor was amazed. My wife and I were extremely grateful to the Good Lord.Financial Hardship
The very good company that I had been employed at for almost nine years, Amgen Inc., released me after my last back surgery. The vested company retirement funds I received lasted a couple of months beyond a year.
This was devastating to my wife and family. I was only 60 years of age at the time and I had planned on working until I was 70. I was the sole breadwinner and my wife was a mother and did some daycare that never really turned a profit.
So here we were living in Southern California still paying for our home that we had refinanced several times over the years in order to bring the interest rate down from a starter rate of 14% to about 4% today.
With revenue flattening and lowering, we continue to suffer financial hardship as we face expenses such as:
• Furnace breaking down and needing repair
• Refrigerator breaking down and needing replacing
• Health care premiums at $600 per month
• Medication co-pays $400 per month
In 17 years, we've not been to a movie or even out of our city, except for my doctors' appointments, because of the high cost of gas.
Our credit card debt is $10,000 because we've had to use a charge card for co-pays when we don't have the cash
There is literally no extra money for purchasing birthday/ Christmas gifts for our grandchildren.
We live exclusively on Social Security, subsidized with a little income from what I earn with the Disability Digest Referral program.
I am in serious need of dental work, including extractions and dental plates (false teeth). Over the years with my Type II diabetes, my teeth have taken a beating. Crowns have fallen out and other teeth have cracked, broken, or have been extracted.
I chew with broken teeth and gums. I think that I have callouses on my gums… hehehe. We cannot afford a dental plan nor can we pay cash.
My wife has not had an eye exam in years but we cannot afford the cost of the frames and glasses. Medicare pays a good portion of the exam but it doesn't provide one cent for the spectacles.
I have blood serum in the back of my eyes for which I have been receiving shots for the past three years; thus my eye prescription is constantly changing. As a result, I cannot have more than one eye exam per year and I couldn't afford to purchase glasses any more than my wife can.Income Efforts
By the Grace of God, I'm a well-educated person. I possess a Bachelor's Degree in Industrial Studies and an MBA. My Baccalaureate work was done at Don Bosco College in Newton New Jersey, and at California State University at Los Angeles, completed in 1969.
At he age of 46, I received my MBA with emphases in computers and organizational behavior. When I became unable to resume working again, due to my inability to stand, sit or walk for any length of time and my chronic pain and depression, I began to research legitimate work-at-home opportunities.
There are many scams out there. The opportunities that are legit often cost a pretty penny to either join and/or maintain due to domain costs, advertising and associated software.
After about a year or so of trial and error (mostly errors), I discovered The Disability Digest, which helped me get my SDI benefits in three months. This was awesome to say the least.
A couple of years later the Founder, Brian Therrien, began a referral program whereby a member would be paid for referring disabled folks who needed help in determining their eligibility for SDI benefits.
I became one of those referral representatives. I make around $100 per month. It is not much but when you're living on Social Security, every dollar counts.
My wife continues to do daycare but I don't know how much longer she can continue, as she is 70 and slowing down to due to Asthma.
I'm not very knowledgeable about grants, but I truly need help in increasing our income for the reasons stated.Specific Needs
I would like info on the following:
• Dental grants
• Vision grants
• Small business grantsBusiness Idea
I would like to help our family finances with a website that will help others in obtaining their SDI benefits as well as other resources for which they have a need.
I have a very good friend who has been very successful in using the Internet exclusively in providing for his family. He is my adviser; however, he can't fund my endeavor beyond the hosting and domain name he has already paid for.