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Grant Money To Help Accident Disabled Trucker Make Vehicle Down Payment

by Cory Fletcher
(Villard, MN, USA)

I am a 35-year-old happily married father of two wonderful kids, Sierra and Austin. They are age six and seven and the pride and joy in my life.

I have been married for eight years now to my wonderful wife Alice. We manage our family on little money each month but always find a way!

Disability Issues

I was a long haul trucker from 1995 to 2004. In 2004 I switched to local haul trucking and worked for Gibson Trucking Inc.

On August 5th 2008, four years after my start with Gibson, I was hauling a load of turkey litter to Fibrominn in Benson Minnesota.

I had an end dump trailer, and was unloading the litter into the fuel bay. I had the trailer raised 15 feet off the bed, and then it got stuck and would go no higher.

I had to get the fuel off, so I climbed on top of my cab, then onto the ladder attached to the trailer. I climbed the ladder and reached the top rung. It broke. I lost my balance and fell 21 feet to the concrete floor below.

I shattered both of my knees and broke my neck at c-6/c-7. Fibrominn called an ambulance, and I was transported to St. Cloud MN to St. Cloud hospital trauma unit.

Upon completion of a CAT scan and MRI, they confirmed my neck was broken at c-6/7 and both knees were shattered. I had surgery two hours after arrival. My neck was fused at c-5 to c-6 and c-6 to c-7. I had knee surgery to repair the damages and have stints placed.

I spent three weeks in the hospital recovering, and six months in physical therapy learning how to walk again!

Over the next four years arthritis has set in, severely. I now have osteoarthritis in my entire cervical spine, both knees, and in my hips.

My knees are bone on bone and I need two more neck fusion surgeries, for c-1 through c-5.

I've been on Social Security Disability since 2010 but can barely get around.

Four weeks ago while driving in Alexandria MN the brakes failed in my 1998 Ford explorer. I could not stop at the stop sign nor could I turn the vehicle, which was traveling at 25 mph on snowy icy roads, without rolling it over.

I had no choice but to slam into another car, setting off both of my airbags. Thankfully we had our seat belts on; however, my legs were compressed as the front end did come in some to the cab area, and the whiplash has re injured my neck causing further damage, again.

MRI scans showed the discs that were bulged at c-2 and c-3 are now compressing the root nerves, causing numbness and loss of use of my left hand index through ring finger.

Financial Hardship

Being on disability is financially hard, as we only get $1334 a month to live on. Add to that the need for another vehicle and the dealer wanting $1,000 down is all but impossible.

After paying our bills each month, which come to $1121, there is just over $200 left over for groceries and other needs. We are lucky to have $20 to ourselves after all expenses are paid.

We have no way to get our kids to their doctor appointments as we live in a town that is so small that public transportation is not offered, and the busses that are in Alexandria do not come out this far.

So my kids often miss doctor appointments or do not go. I am not able to keep the appointments I need because getting help from my family and friends who live 30 miles or more away often causes a scheduling conflict as they all have full-time jobs and often cannot help.

I have a hard time getting my 13 medications refilled, as I cannot get to the doctor for my checkups and to check if the meds are working. Luckily I have a doctor who is refilling them.

He won't refill my pain meds though since he can't see how effective they are, as I cannot make my physical therapy appointments and doctor appointments without a vehicle.

We have found a dealer willing to finance us a vehicle but we need $1,000 down.

Income Efforts

I received SSDI in 2008 after spending 1.5 years on unemployment.

I have tried working at various places. Often I cannot perform the way they want due to severe pain in my knee's and neck. The one job I did find I could do is working as a grounds keeper at a golf course.

Obtaining these jobs is very hard if you are deemed disabled. They fear you cannot perform the tasks needed, as was the case when I applied to Minnewaska Golf Club in Glenwood Minnesota.

I am trying to find grants to purchase a vehicle or loans; however, a loan for a person with poor credit is about impossible these days.

Specific Needs

I seek a grant or loan to purchase a vehicle that our family desperately needs. I only need $1,000 down as I can get financed and have payments of $111 month. We could afford this by dropping services we do not need, such as extensive satellite TV and Internet.

So, we need a place that will loan or grant us money for a down payment or full purchase, or a place that is willing to donate a vehicle.

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Mar 30, 2013
Help getting a vehicle
by: Don from Accessible.org

Hi Cory,

So many people who write in have been disabled by an accident. I really sympathize with you and hope you'll be able to get that vehicle down payment you are looking for.

The first thing you need to do is find out what benefits you are actually eligible for. Such benefits can help pay for things you are currently paying for. The money you save on that can go toward the things you want, like a vehicle to help improve your daily family life.

Please go to this page for step by step instructions on how to get started with the federal government website that helps you find benefits you are entitled to:


Few people are aware of this, so you could be quite surprised at what you uncover.

Let us know what you find, okay?

All the best!
Don from Accessible.org

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