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Social Security Disability Payments: What The Disabled Need To Know

Your Social Security Disability payments are the bottom line. Nothing else really matters to you if you're applying for disability help. You need that disability income yesterday.

There are two Federal disability programs that provide assistance to people with disabilities. They are: (1) Social Security Disability Insurance and (2) Supplemental Security Income.

The purpose of this page is to give you a quick and easy-to-understand overview of how to get started with these two programs at ssa.gov.

The programs are different in many ways, but both are administered by the Social Security Administration. Only individuals who have a disability and meet medical criteria may qualify for benefits under either program.

Note. In applying for SSI or any other benefit or grant, you need to present your story in writing. We can help you do that at absolutely no cost to you.

The Two SSD Programs

When you're applying for Social Security Disability, you have two SSD programs to consider. Each program has its own Social Security Disability criteria. Be sure you know them.

  1. Social Security Disability Insurance pays benefits to you and certain members of your family if you are "insured," meaning that you worked long enough and paid Social Security taxes.
  2. Supplemental Security Income pays benefits based on financial need.

When you apply for either program, the SSA will collect medical and other information from you and make a decision about whether or not you meet Social Security's definition of disability.

Use the Benefit Eligibility Screening Tool to find out which programs may be able to pay you benefits.

Social Security Disability Decisions

If your application has recently been denied, the Internet Appeal is a starting point to request a review of the decision about your eligibility for disability benefits. If your application is denied for:

  • medical reasons, you can complete and submit the required Appeal Request and Appeal Disability Report online. The disability report asks you for updated information about your medical condition and any treatment, tests or doctor visits since the SSA made its decision.
  • non-medical reasons, you should contact your local Social Security Office to request the review. You also may call the SSA toll-free number, 1-800-772-1213, to request an appeal. People who are deaf or hard of hearing can call the toll-free TTY number, 1-800-325-0778.

Do you meet that SSD requirement mentioned in the documentation? What about other stipulations? If you do, it's a near certainty you'll get your Social Security Disability payments. It's that straightforward.

Remember this before you go applying for anything. We can help you (at no charge) get your story in writing with the right information in the right order.

Get Your Free Help Guide

Any questions? Visit our Social Security Disability Benefits FAQ page or reach us via our Contact Us page.